The Best Travel Insurance For Visitors To Canada

Blessed with natural landscapes and vibrant culture, Canada is a top tourist attraction for travelers worldwide. Canada can serve all types of travelers, from the towering mountains and rugged coastline to bustling cities and charming towns. Whether you're looking to spot a moose on a road trip, explore the dynamic cityscape of Toronto, or soak up the stunning scenery of Vancouver's mountains and beaches, Canada has it all. Or, if you wish to immerse yourself in the unique blend of history, culture, and attractions, Quebec is another standout destination that offers something for everyone throughout the year.

It is undeniable that a trip to Canada will be much more perfect if you have Travel Insurance. The article below will give you more information about the best travel insurance for visitors to Canada, hence guiding you on how to obtain it. 

The Importance Of Having Travel Insurance When Visiting Canada

Do Travelers Need Travel Insurance For A Canadian Trip?

Travel insurance is not mandatory for visitors to Canada, but it is highly recommended. While Canada has an excellent healthcare system, medical treatment for non-residents can be expensive. In case of an unexpected illness or injury during your visit, travel insurance can help cover the costs of medical treatment, emergency evacuation, and other unforeseen expenses. 

Although there has been a significant decline in the number of positive COVID-19 cases in Canada, you should be aware of it during travel. While pre-entry arrival COVID-19 tests are not mandatory for entry into Canada, it is advised that you take a COVID-19 test before traveling to ensure that you are not unknowingly carrying the virus. Or even in bad cases, Travel Insurance for Canada can help you cover your treatment expenses while you are in this country.

Travel insurance is recommended for visitors to Canada

How Travelers Get Benefits From Travel Insurance?

Travel insurance for visitors to Canada is recommended to every traveler owing to its enormous benefits. Medical coverage is perhaps the most significant benefit, with a maximum of $50,000 covered expenses. In addition to the costs of medical treatment, Travel Insurance offers coverage for transportation, trip cancellation, or interruption due to unexpected circumstances such as illness, injury, or unforeseen events. Moreover, lost or stolen baggage, travel delays and other travel-related mishaps are also covered. No one can expect what may happen in the future; hence preparation is the best. By obtaining travel insurance, travelers can have peace of mind knowing that they are protected against potential financial losses that may occur during their trip. It is important to carefully review the general terms and coverage of a travel insurance policy before purchasing to ensure that it meets your needs and provides adequate protection during your stay in Canada.

How to Purchase Travel Insurance in Canada

Expenses Covered By Canadian Travel Insurance

Covid-19 coverage 

Travel insurance for tourists in Canada offered by Trawik provides coverage for COVID-19 medical treatment as they would for any other illness. This means that expenses related to COVID-19 treatment, including ancillary hospital costs, physician's non-surgical visits, physician's surgical fees, assistant physician's surgical fees, anesthesiologist fees, and outpatient medical expenses, are covered. Travelers can achieve peace of mind by obtaining travel insurance covering COVID-19-related medical treatment, ensuring protection against possible financial losses.

Medical treatment & Transportation Expenses

Medical coverage is one of the most significant benefits of Canadian travel insurance, as it can help cover the costs of emergency medical treatment, hospitalization, and other related expenses. Domestic health insurance is generally not responsible for overseas medical incidents, making it essential to have appropriate travel insurance coverage. 

In terms of standard medical coverage, Canadian travel insurance policies also offer coverage for injuries sustained during amateur, club, intramural, interscholastic, and intercollegiate activities, as well as dental treatment for the injury. 

Trip delay and cancellation

Trip cancellation coverage is designed to reimburse non-refundable trip costs if you have to cancel your trip due to unexpected circumstances, such as illness, weather, or other unforeseen events. Trip interruption coverage can help cover up to $7,500 per policy period for you to return home early or continue your trip after an interruption due to similar unexpected circumstances.

Lost Baggage

If your luggage is lost during your trip, your travel insurance policy will cover lost baggage expenses up to $1,000 per policy period, while the remaining amount must be claimed from the airline. Additionally, if your baggage is delayed, Canadian travel insurance can help cover the cost of essential items, like clothing, toiletries, and other necessities, for each day you are without your belongings. This coverage can help ease the inconvenience and financial burden of unexpected baggage delays.

Expenses covered by Canadian Travel Insurance

A step-by-step guide to making a travel insurance claim in Canada

If you are applying for a Canada e visa, you can purchase Canadian travel insurance as part of your visa application process on the Canadian Immigration Services website. 

To do this, you are required to fill in the form with some necessary information. After that, you just need to tick the Travel Insurance field to purchase an Insurance plan for your trip. That's all! Once you have paid the visa fees along with your Travel Insurance cost, our team at Canadian Immigration Services will contact you to proceed further. 

Canadian Immigration Services is proud to be a reliable partner of Trawik, one of the best travel insurance companies recommended by Forbes. Therefore, we promise to provide you with the best travel insurance for visitors to Canada. 

Cancellation and Refund Policy

If you want to cancel or make changes to your travel insurance purchase, it's better to request at least three days before its effective date. This will give the insurance company enough time to process your request and issue a refund or credit for your next trip.

If you wait until after the effective date of your travel insurance, your cancellation or change request may not be processed, and you may lose your money. Moreover, you should ensure that all the information you provide when purchasing travel insurance is accurate and up-to-date. Inaccurate information could result in the insurance company denying your claim or not providing a refund. So, it's crucial to double-check all the details before making the purchase.

The Canadian Immigration Services team, with more than 10 years of experience in visa consulting services, will provide you with the most up-to-date information about a Canadian visa and the best Canadian Travel Insurance. We always strive to provide our beloved customers with the most comprehensive services and enjoyable experiences. Contact us today if you have any inquiries. We are available to assist you!